I'm a score of GX.

If you're currently rated as GX, banks generally won't grant you any loans, especially if you don't have a Notice of Income Assessment (NOA). Without an NOA, you're seen as having no financial track record—a "freshie"—which makes you a high-risk candidate in the eyes of lenders.

However, there’s a silver lining. With our assistance, you can work toward establishing your financial credibility. As a GX rating marks the start of a new chapter, don't be discouraged by initial rejections. It typically takes 3–6 months to secure your first loan—up to $200,000—by building a solid NOA history and improving your CBS score, which tracks your financial behavior monthly.

The wait is definitely worth it. If you're a GX and ready to take the necessary steps, speak to us to get started on your journey toward a brighter financial future.